Investing Basics — Wealth Without the Jargon

Investing means putting money into assets such as mutual funds with the aim of growing wealth over time. It involves risk — values can go down as well as up — so understanding goals, time horizon and basic concepts comes before selecting products.

• What is a mutual fund?
• What is SIP?
• What is compounding?
• What is inflation?
• What is asset allocation?
• What is diversification?
• What is NAV?
• What is CAGR?
• What is XIRR?
• What is expense ratio?
• What is exit load?
• What is risk profile?

Saving alone may not keep pace with inflation. Investing can help purchasing power over long periods, but only if you understand the risks and stay aligned with goals.

• Chasing recent returns without a goal
• Ignoring inflation
• Investing money needed in the short term into volatile assets
• Skipping KYC and nomination basics

• Mutual Funds
• SIP
• Glossary
• Goal-Based Investing

• SIP Calculator