Mutual Fund Basics
NAV, AUM, expense ratio, SIP/STP/SWP, Regular vs Direct, Growth vs IDCW — core vocabulary for investors.
NAV
Net Asset Value is the per-unit value of the scheme after liabilities, typically declared by the AMC.
AUM
Assets Under Management is the total value of assets managed in a scheme or by a fund house.
Expense Ratio & Exit Load
Expense ratio reflects ongoing costs. Exit load may apply on early redemption as disclosed in documents.
Riskometer
The riskometer indicates the scheme’s risk level as disclosed — use it with full risk factors, not alone.
SIP, STP & SWP
SIP invests periodically; STP moves between schemes; SWP withdraws periodically — all subject to scheme rules and market risk.
Regular Plan vs Direct Plan
Direct Plans do not pay distributor commission. Regular Plans include distribution expenses. As an MFD, Adeethya Investments facilitates Regular Plans only.
Growth vs IDCW
Growth option reinvests earnings in NAV. IDCW may distribute income when declared — not a guaranteed payout.
Important
This page is educational and goal-oriented. It does not make personalised scheme recommendations to unknown website visitors. Mutual fund investments are subject to market risks.
Adeethya Investments · AMFI-registered Mutual Fund Distributor · ARN-366563. Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing.